The effect of Micro Waqf Bank on the financial inclusion of micro and small enterprises in the pesantren areas

Mugiyati, Mugiyati and Kholis, Nur and Azizah, Siti Nur (2021) The effect of Micro Waqf Bank on the financial inclusion of micro and small enterprises in the pesantren areas. In: International e-Conference on Business Management (e-ICBM2021) “Reforming Business Management in Digital Era”, 14-15th September 2021, Faculty of Business and Management, Universiti Sultan Zainal Abidin (UniSZA).

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Abstract

While the role of other financial institutions in the development of MSEs (Micro and Small Enterprises) is well documented, the relationship of Micro Waqf Bank and the MSEs is less explored. This initial study aims to discuss the presence of MWB and its influence on the financial inclusion of MSEs and the roles of pesantren in improving access of the MSEs in the Pesantren areas to MWBs financial services. This research uses a descriptive qualitative method of literature study. Data were collected from extant literature, including journals, books, documentation, the internet, and the library, to produce conclusions under the topics discussed. The study results indicate that MWB increases financial inclusion, especially for low-income communities and MSEs actors in the pesantren areas. The presence of MWB strengthens capital and empowers the community through MSEs. Financing provided by MWB increases the financial inclusion of MSEs through business development and profits sharing. As the target for establishing MWBs, Pesantrens, play an essential role in SMEs' financial inclusions, particularly in rural areas.

Item Type: Conference or Workshop Item (Paper)
Creators:
Creators
Email
NIDN
Mugiyati, Mugiyati
mugiyati@uinsby.ac.id
2026027101
Kholis, Nur
nurkholis@uinsby.ac.id
2011036701
Azizah, Siti Nur
azizahsiti4816@gmail.com
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Uncontrolled Keywords: Sharia Micro Enterprise (SME); Micro Waqf Banks (MWB); inancial inclusion
Subjects: 15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150203 Financial Institutions (incl. Banking)
15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150299 Banking, Finance and Investment not elsewhere classified
Divisions: Fakultas Ekonomi dan Bisnis ISlam > Manajemen Zakat dan Wakaf
Depositing User: Dr. Nur Kholis
Date Deposited: 21 Dec 2021 05:08
Last Modified: 21 Dec 2021 05:08
URI: http://repository.uinsby.ac.id/id/eprint/1896

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