Implementasi produk murabahah dan pertumbuhan jumlah nasabah di BPR Syari’ah Daya Artha Mentari Pasuruan

Musthofa, Nuh and Fatihudin, Didin and Tolchah, Moch. (2017) Implementasi produk murabahah dan pertumbuhan jumlah nasabah di BPR Syari’ah Daya Artha Mentari Pasuruan. Balance Economics, Bussiness, Management and Accounting Journal, 14 (2): 10. pp. 125-133. ISSN ISSN 1693-9352

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Abstract

The purpose of this research is to know and analyze how far the implementation of murabaha product to syari'ah standard and growth of number of customer in BPRS. The first problem formulation, how the application of murabahah product according to syari'ah principle in BPR Syari'ah Daya Artha Mentari Pasuruan; second, how is the amount of customer growth in BPR Syari'ah Daya Artha Mentari Pasuruan. The benefits of this research are in addition to information, knowledge and references to be taken advantage of by Shari'ah Banking and Government policy makers. The type of research in this thesis uses qualitative research, with descriptive approach; the process of collecting data is done by using the instrument of observation, interview and documentation. Data that has been collected and then performed data analysis with the stage of collection, reduction, and presentation of data and drawing conclusions in accordance with the scope of the problem. The research location is located on Jl. Raya RA Kartini 37 Bangil Pasuruan. The research findings in this thesis are: First: murabahah product in BPRS has set 11 procedures if the debtor / customer wants to propose murabaha products Second: The growth of the number of customers in the SRB is up and down. This is according to the directors because the company can not afford because the value of UMR in Pasuruan is too high, so the income from employees / society is reduced. Many employees / communities in the CPH if the income of employees / community decline, people will be reluctant to borrow to the bank due to reduced community income. Keywords : murabahah, customer growth, income

Item Type: Article
Creators:
Creators
Email
NIDN
Musthofa, Nuh
UNSPECIFIED
UNSPECIFIED
Fatihudin, Didin
UNSPECIFIED
UNSPECIFIED
Tolchah, Moch.
mochtolchah@yahoo.com
2005035301
Uncontrolled Keywords: murabahah; customer growth; income
Subjects: 14 ECONOMICS > 1402 Applied Economics > 140202 Economic Development and Growth
15 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 1502 Banking, Finance and Investment > 150203 Financial Institutions (incl. Banking)
22 PHILOSOPHY AND RELIGIOUS STUDIES > 2204 Religion and Religious Studies > 220403 Islamic Studies
Divisions: Pascasarjana
Depositing User: Hary Supriyatno
Date Deposited: 16 Nov 2021 04:17
Last Modified: 16 Nov 2021 04:17
URI: http://repository.uinsby.ac.id/id/eprint/1770

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